YMB Terms and Conditions-2

Please Read These Terms and Conditions of Use Carefully Before Using This Website.

Products and services offered on the Your Member Benefits website are sold through partner websites such as Medibank, Hertz etc. Please refer to their websites for full Terms and Conditions, including their Privacy Policy, Returns & Refunds Policy, and Delivery Policy.

This website – Your Member Benefits (YMB), which provides a link to partner websites, is owned and operated by Procurement Australasia Ltd trading as Procurement Australia. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy and website disclaimer, govern the relationship with you in relation to your use of this website.

By using this website, you signify your acceptance of these terms and conditions of use. For the purposes of these terms and conditions, “Us”, “Our” and “We” refers to Your Member Benefits or Procurement Australia and “You” and “Your” refers to you, the member, visitor, website user or person using our website.

Amendment Of Terms

We reserve the right to change, modify, add, or remove portions of these terms at any time. Please check these terms regularly prior to using our website to ensure you are aware of any changes. We will endeavour to highlight any significant or substantive changes to you where possible. If you choose to use our website, then we will regard that use as conclusive evidence of your agreement and acceptance that these terms govern your and our rights and obligations to each other.

Limitation Of Liability

It is an essential pre-condition to you using our website that you agree and accept that Your Member Benefits or Procurement Australia is not legally responsible for any loss or damage you might suffer related to your use of the website, whether from errors or from omissions in our documents or information, any goods or services we may offer through links to partner websites or from any other use of the website. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable.

It shall be your own responsibility to ensure that any information available through this website meets your specific, personal and or business requirements. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Returns And Refunds

Products and services offered on the Your Member Benefits website are sold through partner websites. Please refer to their websites for their Returns & Refunds Policy.

Links To Other Websites

Your Member Benefits will provide on its website, links to other websites and information on those websites. This does not necessarily imply sponsorship, endorsement, or approval or arrangement between the owners of those websites and takes no responsibility for any of the content found on the linked websites.

Your Member Benefits website may contain information provided by third parties for which we accept no responsibility whatsoever for information or advice provided to you directly by third parties. We are making a ‘recommendation’ only and are not providing any advice nor do we take any responsibility for any advice received in this regard. All information provided on or its recommended sites is considered General Advice (factual in nature) and does not take into account your personal situation. Any financial solution you execute through Your Member Benefits is at Your own direction. Should you want further advice around your own personal position and financial affairs, you should meet and seek advice by a qualified Financial Adviser.

Some products and services available, as part of the Service, have extra conditions that apply in addition to these conditions: these will be displayed within the appropriate third parties’ web page, and You should read these before You use the product/service in question. If there are any inconsistencies between these Terms and the third parties’ product/service conditions, the third parties’ product/service conditions will prevail. You may be required to register with the third party to enable You to access their website.


To the fullest extent permitted by law, absolutely disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for any particular purpose. We give no warranty that the documents, goods or services will be free of errors, or that defects will be corrected, or that our website or its server is free of viruses or any other harmful components.

Whilst we, at all times endeavour to have the most accurate, reliable and up-to-date information on our website, we do not warrant or make any representations regarding the use or the result of the use of any document, product, service, link or information in its website or as to their correctness, suitability, accuracy, reliability, or otherwise.

It is your sole responsibility and not the responsibility of Your Member Benefits to bear any entire costs of servicing, repairs, or correction. The applicable law in your state of territory may not permit these exclusions, particularly the exclusions of some implied warranties. Some of the above may not apply to you but you must ensure you are aware of any risk you may be taking by using this website or any products or services that may be offered through it. It is your responsibility to do so.

Your Privacy

At Your Member Benefits we are committed to protecting your privacy. We use the information we collect about you to maximise the services that we provide to you. We respect the privacy and confidentiality of the information provided by you and adhere to the National Privacy Principles established pursuant to the Privacy Act 1988 (Commonwealth). Please read our separate Privacy Policy carefully.

You may change your details at any time by advising us in writing via info@paltd.com.au. All customer information is protected by our secure servers. We take all reasonable steps to secure your personal information. Electronic information is protected by various security measures and access to information and databases is restricted, by password protection and physical security measures, to staff and officers of the Operators. Secure server software encrypts all customer information before it is sent to us. Furthermore, all of the customer data collected is secured against unauthorised use or access. As this website provides links to partner websites, where products and services are sold, this website does not collect or hold any credit card information. Please refer to the Privacy Policy on the partner websites for further information.

Third Parties

We do not and will not sell or deal in personal or customer information. We may however use in a general sense without any reference to your name or your information to create marketing statistics, identify user demands and to assist it in meeting customer needs generally. In addition, we may use the information that you provide to improve our website and services but not for any other use. Websites and suppliers used on the Your Member Benefits website if instructed by You will receive information related to your enquiry only. Proceeding and submitting your personal details gives Your Member Benefits authority to pass the details captured for Your request and a member of that team may be in contact to complete your enquiry.

Disclose Your Information

We may be required, in certain circumstances, to disclose information in good faith and where it is required to do so in the following circumstances: by law or by any court; to enforce the terms of any of our customer agreements; or to protect the rights, property or safety of, its customers or third parties.

Exclusion of Competitors

If you are in the business of creating similar documents, goods or services for the purpose of providing them for a fee to users, whether they be business users or domestic users, then you are a competitor of Your Member Benefits. We expressly exclude and do not permit you to use or access this website, to download any documents or information from our website or obtain any such documents or information through a third party. If you breach this term, then we will hold you fully responsible for any loss that it might sustain, and we further hold you accountable for all profits that you might make from such unpermitted and improper use. Your Member Benefits reserves the right to exclude and not permit any person from using its website or any of the documents and information contained on it.

Copyright, Trademark and Restrictions of Use

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, documents, layout, look, appearance, trademarks, and graphics. You are not permitted to reproduce the documents, information, or materials on the website for the purposes of sale or the use by any third party. In particular, you are not permitted to republish, upload, transmit electronically or otherwise or distribute any of the materials, documents or products that may be available for download from time to time on this website unless you are a paid and up to date member.

Your Member Benefits expressly reserves all copyright and trademark in its website and in all documents and information on its website and reserves the right to take action against you if you breach any of these terms.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following: you may print or download to a local hard disk extracts for your personal and non-commercial use only; and you may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.

You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

Whole Agreement

These terms and conditions represent the whole agreement between you and concerning your use and access Your Member Benefits website and your use and access to the documents and information on it. No other term is to be included in this agreement except where it is required to be included by any legislation of the Commonwealth or any State or Territory. All implied terms except those implied by statute and which cannot be expressly excluded are hereby expressly excluded.

Exclusion Of Unenforceable Terms

Where any clause or term above would by any applicable statute be illegal, void, or unenforceable in any State or Territory then such a clause shall not apply in that State or Territory and shall be deemed never to have been included in these terms and conditions in that State or Territory. Such a clause if legal and enforceable in any other State or Territory shall continue to be fully enforceable and part of this agreement in those other States and Territories. The deemed exclusion of any term pursuant to this paragraph shall not affect or modify the full enforceability and construction of the other clauses of these terms and conditions.


This agreement and this website are subject to the laws of Australia. If there is a dispute between you that results in litigation then you must submit to the jurisdiction of the courts of Victoria, Australia.


The choices you make with the information contained in this site are wholly your responsibility and not of Your Member Benefits. If you use any content on this site, it is your responsibility to seek legal advice.


Your Member Benefits is aware of Our obligations to protect your details.

We have no access to credit or other financial details that You give to third parties when making purchases. You should satisfy Yourself of a third parties’ security and authenticity before entering Your credit card or other financial details or passwords into any website, whether or not accessed via links from Your Member Benefits. If you are ever unsure of a website's authenticity or security provision, you should not continue with Your transaction.

Our Details

Your Member Benefits is a service of Procurement Australasia Ltd trading as Procurement Australia, ABN 45 058 335 363 in Victoria, Level 10, 440 Collins Street Melbourne VIC 3000.